Savings products to meet your financial goals

At BlackRidgeBANK, our savings options offer flexibility, competitive interest rates and a solid foundation for achieving your financial goals and dreams. Choose from three savings accounts plus CDs and IRAs.

  Ridge Climbers Club 3 / 6 Silver Savings 6 Platinum Savings 6 IRA Savings Traditional / Roth
Opening Balance Requirement $0 $100 $1,000 $500
Minimum Balance/Service Charge 1 $0 $100/$3.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month $1,000/$10.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month $0
Free Online Banking Yes Yes Yes Yes
Free Online Bill Pay Yes Yes Yes  
ATM Card 4 / 5 Yes Yes Yes  
Checks Available     Yes  
Interest Compounding and Crediting Monthly Monthly Monthly Monthly
Interest Rate 2 Variable Variable Variable Variable
(1) Fees may reduce earnings. (2) Rates may change at anytime. (3) For customers under 18 years of age. (4) BlackRidgeBANK will not charge you a fee for withdrawing funds from any ATM nationwide, but the owner/operator of the ATM may. (5) Debit and ATM card subject to approval. (6) Per federal regulation, during any month you may not make more than 6 withdrawals or transfer to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order of instruction, computer transfer, or by check, draft, debit card or similar order to a third party. The account does have unlimited teller and ATM transactions available.

CDs: Interest. Flexibility. Safety

CDs from BlackRidgeBANK are a safe, flexible way to save. They’re ideal for a wide range of purposes—as a short-term parking spot for cash or a way to save for retirement. Our CDs are FDIC-insured and offer guaranteed fixed interest rates at a variety of terms.

IRAs: Secure options for your retirement goals

An IRA from BlackRidgeBANK can help you enjoy a comfortable retirement. We offer both traditional and Roth IRAs. You can count on our expert personal bankers to assist you in choosing the right IRA and investments for your age, long-term retirement goals and income level.

 

Online Calculators