Savings products to meet your financial goals

At BlackRidgeBANK, our savings options offer flexibility, competitive interest rates and a solid foundation for achieving your financial goals and dreams. Choose from three savings accounts 

  Ridge Climbers Club* Silver Savings*** Platinum Savings***
  Learn More Learn More Learn More
Interest Earned Yes Yes Yes
Opening Balance Requirement $0 $100 $1,000
Minimum Balance/Service Charge $0 $100/$3.00 per month if below minimum balance $1,000/$10.00 per month if below minimum balance
Online Banking Yes Yes Yes
Checks Available     Yes
ATM Cards** Yes Yes Yes
Closing Fee Within 6 Months**** $25 $25 $25

*For customers under 18    
**Subject to approval.  
***Per federal regulation, no more than 6 monthly  withdrawals or transfers to another account of yours or  to a third party  by preauthorized or automatic transfer or telephone transfer, computer transfer, or by check  or similar order to a third party.
****Fees may reduce earnings

CDs: Interest. Flexibility. Safety

CDs from BlackRidgeBANK are a safe, flexible way to save. They’re ideal for a wide range of purposes—as a short-term parking spot for cash or a way to save for retirement. Our CDs are FDIC-insured and offer guaranteed fixed interest rates at a variety of terms.

IRAs: Secure options for your retirement goals

An IRA from BlackRidgeBANK can help you enjoy a comfortable retirement. We offer both traditional and Roth IRAs. You can count on our expert personal bankers to assist you in choosing the right IRA and investments for your age, long-term retirement goals and income level.

 

Online Calculators